RENTAL PROPERTY FINANCING. A CLEARER FIRST STEP. Business-purpose investment properties · 855-DSCR-LOAN

Educational calculator

Make the rental numbers make sense.

Use your own planning numbers. See the relationship between rent, payment and leverage—not an approval or a live rate.

Rent ÷ PITIA = DSCR Simple arithmetic. A starting point—not the whole lending decision.

Your planning inputs

Start with rent and payment.

Eligible monthly rent Identify your rent source separately.

Monthly principal + interest Exclude taxes, insurance and HOA.

Annual property taxes

Annual hazard insurance

Monthly HOA dues Enter 0 only when none.

Annual flood insurance Enter 0 only when not applicable.

Property price / value Optional for an LTV estimate.

Requested loan amount Optional for an LTV estimate.

Unknown is not zero. Leave an unknown item blank; the calculator will explain which information is still needed. No rate is prefilled.

No contact information is required for this calculator. PITIA does not include all investment operating costs.

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